Free U.S. Money Calculators
Plan a U.S. paycheck, a card payoff, a refinance break-even, a house you can actually bid on, a car note, or a sales-tax total without an account. These tools run locally and show the formula on the same page.
Money
Salary to Hourly Calculator
Convert annual salary to an hourly rate, or hourly pay to yearly salary. Adjust hours per week and unpaid time off.
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Money
Free Paycheck Calculator (2026)
Free U.S. paycheck calculator with 2026 federal tax, FICA, and state income tax. Estimate monthly and biweekly take-home for all 50 states.
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Money
Overtime Calculator
Free U.S. overtime calculator for time-and-a-half or double time. Enter hourly rate and hours this week. FLSA-style weekly overtime after 40 hours.
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Money
401(k) Calculator (2026 Limits)
Free 2026 401(k) calculator: employee deferral, employer match, IRS limits, catch-up, and a projected balance. Private, in your browser.
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Money
Loan Payment Calculator
Calculate a monthly loan payment from amount, rate, and term. See total interest for personal loans and other amortizing debt. For the schedule, use the amortization calculator.
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Money
Amortization Calculator
Build a U.S. loan amortization schedule from amount, rate, and term. See interest vs principal each month, add extra principal, and download CSV.
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Money
Credit Card Payoff Calculator
See how long to pay off a U.S. credit card at your payment versus an estimated minimum. Compare months, interest, and the cost of paying only the minimum.
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Money
Free Mortgage Payment Calculator
Estimate a U.S. monthly mortgage payment with principal, interest, taxes, insurance, HOA, and PMI. Compare 15-year and 30-year terms.
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Money
Mortgage Payoff Calculator
See how extra monthly principal shortens a U.S. mortgage and how much interest you avoid. Compare scheduled P&I with the accelerated payoff.
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Money
Mortgage Refinance Calculator
Compare your current U.S. mortgage with a refinance: new payment, cash break-even, closing costs, and whether a longer term erases the rate cut.
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Money
House Affordability Calculator
Estimate how much house you can afford from U.S. income, debts, down payment, and a 28/36-style DTI cap. See max price and monthly PITI.
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Money
Car Payment Calculator
Estimate a U.S. monthly car payment with price, down payment, trade-in, sales tax, rate, and term. See amount financed and total interest.
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Money
Compound Interest Calculator
See how a balance and monthly contributions grow with compound interest. Annual, quarterly, monthly, or daily compounding. Private, in your browser.
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Money
Inflation Calculator
See what a U.S. dollar amount from one year is worth in another using CPI-U. Convert 1913–2026 prices and show the percent change.
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Money
Tip Calculator
Calculate a U.S. restaurant tip and split the bill. Set percent, tax, and headcount—15%, 18%, 20%, or 25% presets.
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Money
Percentage Calculator
Find X percent of Y, what percent X is of Y, and percent increase or decrease. Instant percent math in your browser.
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Money
Sales Tax Calculator
Add U.S. sales tax to a price by state. Uses 2026 state rates plus average local tax. See the tax amount and the total you’ll pay.
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Frequently asked questions
- Which money calculators are free on KindCalc?
- All of them. Paycheck by state, overtime, 401(k), mortgage, refinance, affordability, amortization, car payment, credit card payoff, sales tax, inflation, compound interest, loans, salary-to-hourly, tips, and percentages. No account.
- Can I estimate take-home pay for my state?
- Yes. Open the U.S. paycheck calculator or a state page such as California, Texas, Florida, or New York. Each state page pre-selects that state’s 2026 wage tax model.
- Do these tools upload my salary or loan numbers?
- No. The math runs in your browser. We do not need your income, debts, or purchase price to show a result.
- Is this tax, lending, or financial advice?
- No. Figures are planning estimates. Local tax, credits, PMI quirks, and lender rules can change the real stub or closing disclosure.
Paycheck calculator by state
Open a U.S. page with the state already selected—built for searches like “paycheck calculator Texas.”
- Alabama paycheck
- Alaska paycheck
- Arizona paycheck
- Arkansas paycheck
- California paycheck
- Colorado paycheck
- Connecticut paycheck
- Delaware paycheck
- District of Columbia paycheck
- Florida paycheck
- Georgia paycheck
- Hawaii paycheck
- Idaho paycheck
- Illinois paycheck
- Indiana paycheck
- Iowa paycheck
- Kansas paycheck
- Kentucky paycheck
- Louisiana paycheck
- Maine paycheck
- Maryland paycheck
- Massachusetts paycheck
- Michigan paycheck
- Minnesota paycheck
- Mississippi paycheck
- Missouri paycheck
- Montana paycheck
- Nebraska paycheck
- Nevada paycheck
- New Hampshire paycheck
- New Jersey paycheck
- New Mexico paycheck
- New York paycheck
- North Carolina paycheck
- North Dakota paycheck
- Ohio paycheck
- Oklahoma paycheck
- Oregon paycheck
- Pennsylvania paycheck
- Rhode Island paycheck
- South Carolina paycheck
- South Dakota paycheck
- Tennessee paycheck
- Texas paycheck
- Utah paycheck
- Vermont paycheck
- Virginia paycheck
- Washington paycheck
- West Virginia paycheck
- Wisconsin paycheck
- Wyoming paycheck
Sales tax calculator by state
Open a U.S. page with the state already selected—built for searches like “sales tax calculator Texas.”
- Alabama sales tax
- Alaska sales tax
- Arizona sales tax
- Arkansas sales tax
- California sales tax
- Colorado sales tax
- Connecticut sales tax
- Delaware sales tax
- District of Columbia sales tax
- Florida sales tax
- Georgia sales tax
- Hawaii sales tax
- Idaho sales tax
- Illinois sales tax
- Indiana sales tax
- Iowa sales tax
- Kansas sales tax
- Kentucky sales tax
- Louisiana sales tax
- Maine sales tax
- Maryland sales tax
- Massachusetts sales tax
- Michigan sales tax
- Minnesota sales tax
- Mississippi sales tax
- Missouri sales tax
- Montana sales tax
- Nebraska sales tax
- Nevada sales tax
- New Hampshire sales tax
- New Jersey sales tax
- New Mexico sales tax
- New York sales tax
- North Carolina sales tax
- North Dakota sales tax
- Ohio sales tax
- Oklahoma sales tax
- Oregon sales tax
- Pennsylvania sales tax
- Rhode Island sales tax
- South Carolina sales tax
- South Dakota sales tax
- Tennessee sales tax
- Texas sales tax
- Utah sales tax
- Vermont sales tax
- Virginia sales tax
- Washington sales tax
- West Virginia sales tax
- Wisconsin sales tax
- Wyoming sales tax