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Free U.S. calculators for everyday decisions.

Iowa Paycheck Calculator (2026)

Estimate Iowa take-home pay after federal tax, FICA, and the 3.8% state wage tax. 2026 planning figures, not a filing.

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Simplified 2026 U.S. planning estimate for Iowa, not tax advice. Local city tax, credits, 401(k), and health premiums are omitted.

Take-home at common Iowa salaries

Single filer, 2026 federal income tax, FICA, and Iowa wage tax. Benefits, 401(k), and local tax are omitted.

Gross salaryState taxMonthly netBiweekly net
$45,000.00$1,098.20$3,103.28$1,432.28
$72,000.00$2,124.20$4,779.82$2,206.07
$120,000.00$3,948.20$7,441.82$3,434.68

Take-home pay in Iowa

A job offer in Iowa is quoted as gross salary. Rent and a car note are paid with the check after federal income tax, Social Security, Medicare, and state wage tax. This Iowa paycheck calculator runs that 2026 planning math in your browser.

Iowa uses a flat state wage tax (3.8%) after a simple deduction where the state has one.

A $72,000 single example

On this page’s defaults, $72,000 as a single filer in Iowa lands near $4,779.82 a month and $2,206.07 biweekly. Federal income tax is about $7,010.00, Iowa state wage tax is $2,124.20, and FICA is about $5,508.00.

Iowa uses a flat state wage tax. Some school districts add a surtax this page does not include.

How to use this page

Leave the state on Iowa unless you are comparing a remote offer in another state. Switch filing status if you will file jointly or as head of household. The biweekly line matches the 26-check calendar most U.S. employers use.

Then open the mortgage calculator if the next question is a house payment, or the salary-to-hourly tool if the offer is mixed.

Frequently asked questions

Does Iowa have a state income tax on wages?
Iowa taxes wage income at the state level. This calculator applies a simplified 2026 flat model. It is not your W-2 or a tax return.
What is take-home on a $72,000 salary in Iowa?
On this 2026 single-filer model, about $4,779.82 a month ($2,206.07 biweekly) after federal tax, FICA, and Iowa state wage tax. Benefits, 401(k), and local tax can change the stub.
Is local tax included for Iowa?
Iowa uses a flat state wage tax. Some school districts add a surtax this page does not include. Confirm with a paystub if you live in a city that withholds extra.
Which tax year is this?
Federal brackets and the standard deduction follow IRS 2026 amounts. State wage tax follows published 2026 structures and skips most credits.
Can I switch to another state?
Yes. Use the state menu in the calculator, or pick another state from the list below.

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