Illinois Paycheck Calculator (2026)

How income tax works in Illinois

Illinois taxes wages at a flat 4.95% after a per-person exemption. Chicago does not add a city income tax in this model, unlike some Ohio or Pennsylvania cities. Property tax is the louder local bill, and it never hits this stub.

On the defaults, $72,000 as a single filer in Illinois lands near $4,671.90 a month and $2,156.26 biweekly. Federal income tax is about $7,010.00, Illinois state wage tax is $3,419.21, and FICA is about $5,508.00.

Illinois paycheck examples

The table on this page holds single-filer planning nets for $40,000 through $150,000. Each row uses the same 2026 federal brackets, FICA, and Illinois wage-tax engine as the calculator. It is not a W-2.

The same $72,000 in a no-wage-tax state like Texas nets about $4,956.83 a month in this model, versus $4,671.90 in Illinois. The gap is almost all Illinois wage tax ($3,419.21 a year), not a different federal bracket.

Illinois next to Wisconsin

People compare offers across the border. In this model, $72,000 single in Wisconsin nets about $4,753.88 a month versus $4,671.90 in Illinois. Open the Wisconsin paycheck page if the job is there and you would actually reside there.

Illinois uses a flat state wage tax. Chicago does not add a city income tax on wages in this model.

What this page will not do

It will not file your return, count SDI or local occupational tax unless called out above, or model 1099 self-employment tax. For a mixed hourly offer, convert hours on the salary-to-hourly page, then paste annual pay here.

Then open the mortgage calculator if the next question is a house payment, or house affordability if you only have income and debts.

Take-home at common Illinois salaries

Single filer, 2026 federal income tax, FICA, and Illinois wage tax. Benefits, 401(k), and local tax are omitted.

Nearby states

Same salary, different resident tax. Open the state you would actually live in.

• Wisconsin paycheck
• Indiana paycheck
• Kentucky paycheck
• Missouri paycheck
• Iowa paycheck

Frequently asked questions

Does Illinois have a state income tax on wages?

Illinois taxes wage income at the state level. This calculator applies a simplified 2026 flat model. It is not your W-2 or a tax return.

How much tax on a $50,000 salary in Illinois?

On this 2026 single-filer model, $50,000 in Illinois nets about $3,335.40 a month after federal tax ($3,820.00), Illinois wage tax ($2,330.21), and FICA ($3,825.00). Benefits and local tax can change the stub.

What is take-home on a $72,000 salary in Illinois?

On this 2026 single-filer model, about $4,671.90 a month ($2,156.26 biweekly) after federal tax, FICA, and Illinois state wage tax. Benefits, 401(k), and local tax can change the stub.

What about $100,000 in Illinois?

The same single-filer model puts $100,000 near $6,197.90 a month. Federal tax is about $13,170.00; Illinois wage tax is $4,805.21; FICA is about $7,650.00.

Is local tax included for Illinois?

Illinois uses a flat state wage tax. Chicago does not add a city income tax on wages in this model. Confirm with a paystub if you live in a city that withholds extra.

Which tax year is this?

Federal brackets and the standard deduction follow IRS 2026 amounts. State wage tax follows published 2026 structures and skips most credits.